Cancellation / Refund Policy

a. You may cancel this Agreement for any reason by providing written notice to the Company by midnight of the third business day after the Effective Date. Notice will be deemed effective upon the date and time of sending the notice to the Company. Upon receipt of a written notice of cancellation pursuant to this section a., the Company agrees to provide a full refund of all amounts paid to the Company under this Agreement within ten (10) business days. The refund will be issued in the same form of tender as used for the original payment by You.

b. Any termination of this Agreement after three (3) days from the Effective Date requires written notice and payment of all amounts to be paid under this Agreement, including any late fees and/or collection costs if applicable. The notice of termination will be deemed received when acknowledged by “Take Charge Today.”

c. You acknowledge and agree that this Agreement provides the sole means and method of terminating this Agreement, and any effort to cancel, chargeback, reverse, or otherwise recoup any payment made or owed to the Company inconsistent with the terms of this Agreement is ineffective, invalid, and unenforceable.
You further agree that if You initiate any effort to cancel, chargeback, reverse, or otherwise recoup any payment made or owed to the Company inconsistent with the terms of this Agreement, You will be liable to the Company for the cost of responding to such effort, including but not limited to court costs and reasonable fees, regardless of the outcome of such efforts.

d. No exception to the cancellation provisions set forth in this section will be allowed, except as required by law.